myfans vs Fantia: what's different for fans outside Japan
myfans and Fantia are two Japanese fan-club platforms. Both sell monthly plans in yen, but they differ on the cards they accept, the fees they add and what happens to your access when you cancel. Everything below comes from each platform's own help pages and terms, checked on 26 October 2026.
| myfans | Fantia | |
|---|---|---|
| Cards | Visa, Mastercard, JCB (debit and prepaid accepted, some cards may not work) | JCB and American Express only (3D Secure required). Visa and Mastercard paused since 21 May 2024 |
| Other ways to pay | BitCash, Paidy, atone, pay-later (convenience store / bank ATM) | Tora Coin, convenience store, bank transfer (Pay-easy), atone, Minna no Ginko |
| Fan fee | A purchase fee is added at checkout; the amount isn't published | 8% service fee on live-action plans and on all item purchases; not on non-live-action plans |
| Phone verification before paying | Required | Not stated as required |
| When you cancel a monthly plan | Plan posts stop being viewable that day; no prorated refund | Contract ends on the day you cancel; no prorated refund |
| Back issues | Included while subscribed (current and previous month at first); lost when you cancel | Sold month by month as separate purchases; stay viewable after you leave the plan |
| Language | Language setting in your account; supported languages not listed | English, Simplified and Traditional Chinese and Korean links on the site; no Thai |
Paying from outside Japan
If your card is Visa or Mastercard, myfans is the one that lists them. Fantia currently takes only JCB and American Express cards, after pausing Visa and Mastercard in May 2024 (it hasn't announced a restart). Fantia also sells Tora Coin, which can be topped up through several Japanese payment services. On myfans, pay-later options need a Japanese phone number, and myfans doesn't say whether cards issued outside Japan are accepted — try your card, and if it's declined, a different card is the usual fix.
Fees
Fantia states its fee plainly: 8% on live-action plans and on items. myfans says a purchase fee is added but doesn't publish the amount, so check the total on the checkout screen. On either site, a foreign card may also be charged an overseas transaction fee by your card company.
Cancelling and what you keep
Neither site refunds part of a month. The big difference is back issues. On myfans, back posts come with the plan and disappear when you cancel; myfans bundle plans cancelled on or after 14 Nov 2025, 19:10 JST stay open until the end of the paid term (check your cancellation screen). On Fantia, you buy back issues one month at a time and keep them after you leave the plan.
Which one should I use?
You usually don't choose — the creator does. Most creators pick one platform, so follow the creator you like. myfans lists Visa and Mastercard, and both platforms list JCB. Fantia also lists American Express; myfans does not list it.
Creators to check next
#PR · Creator promotion. Some links may be affiliate links. #PR
Picked from our listed creators. Rankings are never for sale, and commission rates don't affect the order.
Browse the same genre: Studio · POV · Amateur
Purchase fees are added on myfans. Check the total and plan coverage before paying.
Is Fantia cheaper than myfans?
It depends on the creator's price. Fantia adds an 8% fee on live-action plans; myfans adds a purchase fee whose amount it doesn't publish. Compare the final total at checkout.
Can I use Visa on Fantia?
Not at the moment. Fantia paused Visa and Mastercard on 21 May 2024 and hasn't announced a restart. It accepts JCB and American Express cards.
Do I need a Japanese phone number?
myfans requires phone verification before you pay and doesn't say whether overseas numbers work. Fantia's help pages don't list phone verification as a requirement for buying.
Do I keep posts after cancelling?
On myfans, plan posts stop being viewable the day you cancel (bundle plans cancelled after 14 Nov 2025, 19:10 JST stay open to the end of the term). On Fantia, back issues you bought stay viewable after you leave.
Checked 26 Oct 2026 against myfans and Fantia help pages and terms. Platforms change their rules; check the current page before you pay.