Short answer
If you’re in the UK, joining MyFans means entering a +44 mobile, paying a price in yen with a sterling card, and keeping an eye on a nine-hour time difference that changes with British Summer Time. You’ll also have heard about the Online Safety Act. Here’s what each of these means for you, from MyFans’, the banks’ and Ofcom’s own pages.
Entering a UK mobile for SMS verification
MyFans’ phone verification screen has a country selector and a separate number box. Choose United Kingdom (+44); the number box then shows 07400 123456 as its example, with the leading 0. Type your own mobile in that format and ask for the 6-digit code by SMS or voice call.
MyFans requires phone verification before you can pay. It excludes numbers starting with 050 and lets one number verify only one account. That’s an exclusion list, not a promise that every other number will receive a code. Paidy, atone and MyFans’ post-pay options need a Japanese number that can receive SMS, so with a home number you’ll be paying by card.
Seeing an error on the code screen? Our phone verification guide has MyFans’ own fixes.
What UK banks charge on a payment in yen
MyFans takes Visa, Mastercard and JCB, including debit and prepaid cards where the card allows it. A yen price counts as a non-sterling transaction, so your bank’s foreign-currency rules apply. Two examples from the banks’ own pages:
| Bank and card | Fee on a foreign-currency purchase | Notes |
|---|---|---|
| Monzo | No spending or conversion fee | Uses the Mastercard exchange rate; ATM charges are separate |
| Lloyds Classic or Basic debit (without Travel Smart) | 2.99% plus £0.50 per purchase | Club and packaged, student and graduate accounts are exempt; Travel Smart can waive fees in selected weeks |
| Lloyds standard credit card | 2.95% | On top of the card scheme’s exchange rate |
Note that the Lloyds 50p is a per-purchase fee, so it is charged on each foreign-currency purchase rather than once. These are examples, not a UK average; check the foreign-currency section of your own account’s terms.
Paying in yen: how the amount can change
MyFans’ terms (article 14(2)) say fan-club prices are shown in Japanese yen and settled in the equivalent foreign currency. MyFans’ payment page adds that the conversion uses the rate set by the payment company, such as your card issuer, and that the issuer may add an overseas transaction fee. So the yen price stays fixed, while the amount in your own currency can move with the exchange rate.
In practice that means a ¥990 plan never changes in yen, but the pounds you see on your statement can differ a little from month to month.
We haven’t yet confirmed whether MyFans’ checkout ever offers to charge you in your own currency. If any merchant makes that offer, it’s called dynamic currency conversion (DCC): Visa says the exchange rate, the markup and both amounts must be shown, and you must be able to say no.
For the rest of the checkout, see our MyFans payment guide.
If your card is declined
A low or zero fee doesn’t mean a card will be accepted. MyFans says some cards are refused by its payment-system company, that the decision is that company’s, and that it can’t give a list of which issuers work. We don’t list banks that “block” MyFans, because none of the card companies we checked publishes such a rule. If a card fails, our card declined guide goes through the checks in order.
The Online Safety Act and age checks
Adult content rules depend on where you live, and you must be 18 or over to use MyFans.
In the UK, Ofcom says that from 25 July 2025, in-scope services that allow user-generated pornography must use “highly effective” age assurance to stop under-18s getting in. Ofcom says this covers services with links to the UK wherever the provider is based. The duty is on the service, not on you; in practice it means a UK adult may be asked to complete an age check by a service that falls in scope. This is a summary of Ofcom’s guidance, not legal advice.
UK time and your renewal date
A monthly plan renews on the same calendar day the next month (shorter months move it to the last day), and MyFans asks you to cancel by the day before. MyFans doesn’t say which time zone that day follows, so the times below are simple arithmetic from official UTC offsets (Japan Standard Time is UTC+9), not a statement about MyFans’ billing clock.
| UK clock | Japan is | Example |
|---|---|---|
| British Summer Time (UTC+1) | 8 hours ahead | 9 pm on the 14th in London is 5 am on the 15th in Japan |
| Greenwich Mean Time (UTC+0) | 9 hours ahead | 9 pm on the 14th in London is 6 am on the 15th in Japan |
UK clocks go back to GMT on 25 October 2026 and forward again on the last Sunday in March. Either way, Japan’s date flips overnight while you’re asleep, so cancelling on the evening before your renewal date may already be too late in Japan. Cancel a full day or more early; our cancelling guide shows where.
Ready to find a creator?
For the full join walkthrough, see using MyFans from abroad; the six-step short version is on start here. Then browse every creator we list: each one is a Japan-based MyFans creator with an English profile, prices in yen and a link to their own MyFans page.
Creators with a free plan
Each has a ¥0 plan on MyFans, so you can follow before paying. Never ordered by commission. Profiles checked 8 October 2026 to 11 October 2026.
Quick answers
How do I enter a UK mobile number on MyFans?
Choose United Kingdom (+44) in the country selector, then type your number the way the box shows it: 07400 123456.
Does Monzo charge a fee on MyFans payments?
Monzo says it adds no spending or currency-conversion fee to foreign-currency card spending and uses the Mastercard rate.
What does Lloyds charge on a payment in yen?
Lloyds lists 2.99% plus £0.50 per purchase on Classic or Basic debit cards without Travel Smart, and 2.95% on standard credit cards. Some accounts are exempt.
Does the Online Safety Act affect MyFans users?
Ofcom’s rules put the age-assurance duty on in-scope services, not on users. A UK adult may be asked to complete an age check by a service in scope.
How many hours ahead is Japan?
Eight hours during British Summer Time and nine hours during GMT.
Next step
Ready to try it?
Follow the six-step checklist, from sign-up to your first plan.
Keep reading
- Can foreign users register? (MyFans help) (Japanese) · English version
- Phone number verification (MyFans help) (Japanese) · English version
- Phone verification form: country selector and number example (myfans.jp account settings, sign-in required, checked 11 October 2026)
- National Numbering Plans (International Telecommunication Union)
- Payment methods (MyFans help, Japanese, edited 23 June 2026) (Japanese) · English version
- myfans terms of use (myfans.jp) (Japanese)
- Card can’t be used, or a plan is cancelled at renewal (MyFans help) (Japanese) · English version
- Plan renewal and billing date (MyFans help) (Japanese) · English version
- Can minors use MyFans? (MyFans help) (Japanese) · English version
- Monzo exchange rates (Monzo Bank)
- Costs of debit and credit cards abroad (Lloyds Bank)
- Dynamic Currency Conversion (Visa)
- Enforcement programme: age assurance for pornographic content (Ofcom)
- When do the clocks change? (GOV.UK)
- Japan Standard Time (NICT)